Navi Personal Loan 2024: You will get personal loan up to Rs 20 lakh through Navi App in 5 minutes.

Navi Personal Loan 2024: In the present times, every person needs money at some time or another. So a person prefers to take a personal loan from the bank more than any other person. But the documentation work in the bank takes a lot of time and sometimes it does not get success. But you do not need to worry if you need a personal loan.

Today we are going to tell you about Navy Personal Loan. To fulfill your financial needs, you can get a Navi Personal Loan for your work like emergency medical, credit card, bill, marriage, education, and higher education. To get a Navi Personal Loan, the applicant is not required to submit any kind of security or guarantee collateral.

Navi Personal Loan is a type of unsecured loan. With Navi Personal Loan, you can get a loan ranging from ₹ 10,000 to 20 lakh rupees. Its repayment period ranges from 3 months to 48 months.

Navi Personal Loan Interest Rate

Navi Up provides personal loans to its customers at very low interest rates. Navi personal loan interest rates range from 9.90% to 45% per annum. Apart from this, Navi personal loan interest rates depend on the applicant’s credit score and annual income. The processing fee for a Navi personal loan is 3%.

Benefits of Navi Personal Loan

  • Through the Navi application, you can get a personal loan ranging from ₹ 10,000 to ₹ 20 lakh as per your need.
  • Navi Personal Loan interest rate starts from 9.90%.
  • The applicant does not need any collateral or guarantee to avail Navi Personal App Loan.
  • Navi Personal Loan can be repaid with a tenure ranging from 3 months to 48 months.
  • With the Navi application, you can avail of a personal loan in just a few minutes.

Eligibility for Navi Personal Loan

  • You can apply for a 100% paperless personal loan with the Navi application.
  • The applicant for Navi Personal Loan must be a permanent citizen of India.
  • The age of the applicant for Navi Personal Loan should be between 18 years to 65 years.
  • For Navi Personal Loan, the applicant must have the necessary KYC documents like an Aadhar Card and PAN Card.
  • For Navi Personal Loan, the CIBIL score of the applicant should be more than 730.
  • Applicants for Navi Personal Loan should be either salaried or self-employed.
  • For Navi Personal Loan, the applicant’s income should be more than ₹3 lakh.

Documents Required for Navi Personal Loan

  • Aadhar card
  • PAN card
  • Voter ID Card
  • Electricity Bill
  • Telephone Bill
  • 3 months salary slip
  • Bank statement for the last 6 months
  • ITR form of last two years
  • passport size photo
  • Mobile Number

How to apply for a Navi personal loan online?

  • First of all, you have to install the Navi application on your smartphone.
  • After this, you have to sign up for the Navi application by entering the mobile number linked to your Aadhar card.
  • After this, you have to click on the personal loan option on the desktop of the Navi application.
  • After this, you have to check your loan eligibility limit.
  • After this, you have to enter the amount and loan period.
  • After this, the video KYC process has to be completed by entering the basic information and using a PAN card, Aadhar card, and selfie.
  • After this, bank details have to be entered to receive the loan amount.
  • The solution is to set an e-mandate to auto-debit the loan.
  • After completing this process your application form will be verified by Navi Application.
  • After this, your loan will be transferred directly to your bank account.

Navi Personal Loan Customer Care Number: 81475 44555

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