State Bank of India (SBI) offers pre-approved personal loans to select customers through its YONO App, providing a hassle-free borrowing experience.
Loan Amount and Convenience
Through the SBI YONO App, you can apply for a personal loan ranging from ₹50,000 to ₹15 lakh from the comfort of your home. No physical documents are required, and there are no application fees.
Why Choose SBI YONO App Personal Loan?
Whether you need funds for emergencies, weddings, education, home renovations, or other personal expenses, SBI YONO offers an accessible loan solution.
Key Features of the SBI YONO App Personal Loan
- Loan Amount: ₹50,000 to ₹15 lakh.
- Processing Fee: Nominal charges apply.
- Quick Approval: Get approval and loan disbursement within a short time.
- Competitive Interest Rates: Starting from 11.45% per annum.
- No Bank Visits: The entire process is digital, eliminating the need for physical documents.
Eligibility Criteria
To qualify for an SBI YONO App personal loan, applicants must:
- Be Indian citizens.
- Be at least 21 years old.
- Have an active SBI bank account.
- Maintain a good banking history.
- Hold a CIBIL score above 730.
- Earn a monthly income of at least ₹18,000.
Documents Required
No physical documents are needed for pre-approved personal loans through the SBI YONO App.
SBI YONO App Personal Loan Interest Rates
Interest rates for SBI personal loans range from 11.45% to 14.10% per annum, depending on the applicant’s credit score.
SBI Yono 1 lakh loan apply online
- Download the SBI YONO App from the Google Play Store.
- Log in with your user ID and password.
- Click on the pre-approved loan offer.
- Choose the desired loan amount and tenure.
- Enter the OTP sent to your registered mobile number.
- Submit the application form.
- Receive the loan amount directly in your SBI bank account.
Customer Support
For assistance with SBI YONO App personal loans, including loan statements and repayments, contact SBI customer care:
- Toll-Free Numbers: 1800 112 2111 / 1800 425 3800 / 1800 1234 / 1800 2100
Check Your Eligibility
To check your loan eligibility, send an SMS “PAPL” followed by the last four digits of your SBI account number to 567676 from your registered mobile number.
Experience a seamless borrowing journey with SBI YONO App Personal Loan and fulfill your financial needs quickly and conveniently.
